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On: September 17, 2018 Posted in General Comments: 0 Views: 462

Want personal loan should remember these things!

Want to have a personal loan? But you should remember these things!

Any employee who earns a ten thousand salary or a businessman who earns ten crores requires some loan at some point of time. Personal Loan helps to pay child’s fees, for marriage or hospital, are in need of help at any time in life time.

Personal loans

However, it is advisable that the personal loans should be taken if more urgent because its interest rates are higher. The underwriting, such as assets and shares, is required. But before you take the personal loan to remember below things.

Keep these things in mind:

First of all, find out whether you are worthy of credibility.

Secondly, if you want to have a bank loan, you can go to the website and find out in the Personal Eligibility Calculator that you have a loan in any bank.

The third is that you have a loan, which means that the banks you give are in each place, ie the bank loan and the time limit will be the same.

Repayment capacity:

Make sure that you can pay the installment & interest for every month for the loan taken. Check whether income, expenses, savings can be analyzed and the money will be lost.

Advance payments

The advance payments are penalties, which means that if you have a pre-existing loan with your loan, the bank also penalizes it. If you do so, you can apply the lender to the banks that have been fined even before you pay the advance payment.

Interest Rates:

Interest rates are 8 to 16 percent based on credit score. Loan lenders need to take a loan in banks who have low-interest rates in order to find that interest rates are lower in any of the banks. Your employees, businesses, and pensioners have different interest rates for different categories.

Payment of EVM:

Loan and interest will be based on EIA. Other fees and charges are to be paid to the bank with the terms and conditions

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On: February 6, 2020 Posted in General Comments: 0 Views: 287

How To Apply For The PAN Card As An NRI Or Foreign Citizen

The required for PAN card is not just for the Indian citizens. This important card issued by the Income-tax department in India is mandatory for all such individuals and businesses and companies, who are transacting financially or must file an income tax return.

Even foreign nationals and NRIs may need a PAN card

The PAN card is a mandate for ITR filing and also has to be mentioned during any financial transaction. That is why non-resident Indians and also foreign nationals who are working in Indian companies or for Indian businesses etc. or transacting in India for some reason must have their PAN card. It’s not a big hassle to apply for a PAN card and get one. The whole process is web-based.

Earlier things were done offline by writing and filling forms. Nowadays PAN application filling, tracking, payment of fees, everything gets completed online. You just need to apply online, get the completed form printed, and send it along with all real documents self-attested to the concerned address to complete the application. Once applied, the hassle-free process is quick too. To apply for a PAN card for foreign citizens or NRIs, you have to submit some extra documents. The whole process is described here.

The form needed for NRI PAN Application

For applying as an NRI you will have to fill the form 49A. But if you are a foreign national, and are not an Indian citizen, then you will have to fill the 49AA form. There are two official websites. One is UTIITSL, and another is NSDL. You may use any one of them to access a form, fill it online, and apply. Once you submit the form online, you would get an acknowledgment and a unique 15 digit number. You need to take a print of this acknowledgment copy, and then send it along with all your self-attested copies of documents to the address mentioned. Next, you need to wait while you pay the fees.

Fees for PAN card for NRI application

There are two fee structures for the PAN card for NRI application process. The address you mention for receiving the PAN card by post may be an Indian address or a foreign address. If the address is Indian, you will have to Rs.107 for card processing. Else for a foreign address, you will have to pay Rs.989. When you are applying online you can pay these fees online only. You may use internet banking, or credit or debit card for the payment. However, you may also pay the same using a demand draft. If you make a demand draft, you will have to make it in favor of UTIITSL/NSDL, and then send it with your form and documents.

The documents needed

Applying for the PAN card as a foreigner or NRI, you will need documents and passport-sized photographs. You will have to paste two passport-sized photos of yours on the acknowledgment form. As the NRI or foreign national, you will have to submit a copy of your passport in documents. You will also have to submit a copy of the bank account statement for an account in that country where you stay. You must also submit a bank statement copy, whereas NRI, a minimum of two of your transactions in the past 6 months are reflected.

The processing

After your acknowledgment form with required documents is received by the authorities, the PAN card is made. They would send the PAN card on receipt of application fees. In case you pay online things to get processed once they receive your documents. In case of draft payment, they would wait to get the payments cleared after which they would dispatch the card to your address.

What if you don’t have an Indian address to receive the card?

If you don’t have an Indian address to receive the card then you may specify a foreign address as your residential or official address. The card would be sent to that address then. However, there are some countries that are omitted from the list of countries where PAN cards are being sent. You must check with the list to be sure before you apply.

The process is basically hassled free if you look into it in general. However there are some documents to be submitted, and the list is long, you have to check with the NSDL website totally and attach each one of the required documents. Naturally, as the NRI or foreign citizen, the required documents would be more than that of an Indian national. In such cases assistance of a PAN, an expert can be taken to complete the documentation process without making any mistake.

Concluding it

The PAN card is an important document that needs to be made for transactions and filing ITR in India. The sooner you get it and settle with one, the easier it would be for you.

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On: December 25, 2018 Posted in Movies & Entertainment Comments: 0 Views: 3k

Latest Love Shayari and Best Hindi Shayari Love

Love Shayari

Shayari is an expression of a poet done in a poetic manner. In fact, Shayari presents a combination of two or more Shers. A poet is a person observing his feelings and writing down the Shayari form. Get info on Love Shayari here. Read Love quotes in English here.

Poets bring out the feelings and emotions as the best Shayari ever. They risk their lives a lot to come out with meaningful expressions in their poems and Shayari. This is owing to their love for Shayari.

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There is a large collection of Shayaris for the people who loveShayari or Shayari lovers. Thes Shayaris are a beautiful way of sending your feelings, wishes or emotions to the lovers of Shayari. They can be sent to people who have feelings and you will notice Shayari is classified also now as attitude loveshayari, true love shayari, annoyed love-Shayari, and so on.

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The love shayar collection is the cutest of all as it brings the love images that is a **** assemble of the love Shayar. Now, if you are not good with shayari, you can get them through the internet. They are available under various classifications such as romantic shayari, loveShayar in Hindi, love sad shayari and beautiful Hindi love shayari. These can change a life.

This shayari represents true love and is the vast collection that is also used in WhatsApp status and Facebook posts. Making it as wallpaper by downloading is possible now.

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For more info, visit @ Best Shayari Ever

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On: December 24, 2018 Posted in Shopping Comments: 0 Views: 2k

Souled Store – The Best eCommerce website

Souled Store

The online fashion market growing in many folds and it is expected by 2020 to cross $30 billion. Today, there are tons of companies emerging to cater the growing demands and e-commerce stores such as Amazon or Flipkart require a great online presence. Get info on Souled Store from here.

There are many newcomers in this field and Vedang Patel is one of them the executive director and co-founder of the Souled Store. Vedang Patel completed his graduation from Sardar Patel Engineering College his mechanical engineering and as an automobile enthusiast revolved in making cars. He also worked for two years as a financial analyst and met two more The Souled Store founders. Vedang cleared CAT, secured IIMs admission calls and felt things becoming monotonous and initiate with his entrepreneurial journey.

The SouledStore sells insane merchandise. It is an e-commerce website that focuses on themes such as TV shows, pop culture, sports, music, superheroes, etc. They create all prints and stunning designs and this found right from the t-shirts to backpacks, phone covers to boxers.

The Souled Store

The products here specifically designed to spread happiness, reaching your ‘soul’. Vedang Patel, the main founder of Souled Store liked pop culture and star wars and liked their fan official merchandise availability. These were available as fake or at an exorbitant price. These expensive as it had different watermarks, prints, and shipping to India.

Thus, Vedang and his co-founders came up with souled store business plan. They sold the licensed merchandise at cheaper rates in India. This idea took time, a few months to pick up. They pooled around Rs. 25 k and got a website service company, an e-commerce basic website and sold in the first week around 100 t-shirts. The souled store review and responses from our customers assisted in sealing the idea. As the next step to The Souled Store, the three founders pooled for the company Rs. 175K each and for the daily expenses Rs. 25K. This was the money saved and they initiated from a friends office, a cabin that had a room, a cupboard to stack out t-shirt lots. The trio did everything right from t-shirts designing to taking customers calls.

Taking with the business

The first lot of 100 t-shirts sold by The Souled Store was mostly to their family members and friends and this slowed in the next week when 5 to 10 t-shirts sold. Then, they tried to get visibility through Instagram, FB, and Google. Thereby improving SEO by posting contents on trending topics so that audiences related. With products being on trend, the conversion started coming in.

website: thesouledstore
Contact Number: 022-39653110
Store Timings: From Monday to Friday @ 10AM to 5PM

Address Info:

Door No: 23/24,
Tantia Jogani Industrial Premises,
J. R. Boricha Marg,
Opposite to Lodha Excelus,
Mumbai – 400011